By Michael Downing
Once again heading into that time of year when we meet with our insurance broker to begin the discussions around renewing our employee health insurance for the next year. Last year we saw an increase of close to 19% which we were told was a small increase compared to most companies. This October we will see an increase well in access of 20% but that is nothing compared to what is coming in 2014. We were told to expect and additional 40-80% across the board for everyone and that with the demographics in our employee pool to expect to be on the "low" end between 45-60%.
Since we currently pick up around 87% of our employee cost for health care it is easy to see that we could not afford to continue to do so with this type of increase and even if we did many of our employees could not afford a 50% increase in their share. The only "solution" that our broker had to offer was for the company to drop all coverage and increase our employees" pay level by the amount we currently contribute to their health car and let them shop on the new government exchange that will be created where they will be "subsidized" according to their income.
If the American Sheeple have lived in a fantasy world that everything will be OK in a world of free bubble up and rainbow stew they are about to have a very rude awaking. If they don't wake up and demand the crooks in Morder on the Potomac be jailed for their crimes then it will be time to leave them all behind and declare our freedom once again. If at first you don't secede; try, try again........
Once again heading into that time of year when we meet with our insurance broker to begin the discussions around renewing our employee health insurance for the next year. Last year we saw an increase of close to 19% which we were told was a small increase compared to most companies. This October we will see an increase well in access of 20% but that is nothing compared to what is coming in 2014. We were told to expect and additional 40-80% across the board for everyone and that with the demographics in our employee pool to expect to be on the "low" end between 45-60%.
Since we currently pick up around 87% of our employee cost for health care it is easy to see that we could not afford to continue to do so with this type of increase and even if we did many of our employees could not afford a 50% increase in their share. The only "solution" that our broker had to offer was for the company to drop all coverage and increase our employees" pay level by the amount we currently contribute to their health car and let them shop on the new government exchange that will be created where they will be "subsidized" according to their income.
If the American Sheeple have lived in a fantasy world that everything will be OK in a world of free bubble up and rainbow stew they are about to have a very rude awaking. If they don't wake up and demand the crooks in Morder on the Potomac be jailed for their crimes then it will be time to leave them all behind and declare our freedom once again. If at first you don't secede; try, try again........
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