Married Couple Considers Divorce to Save Money on Obamacare
Nona Willis-Aronoqitz, 29, and Aaron Cassara, 32, are full-time
freelancers and earn more than $62,000 a year, which means they do not
qualify for the subsidies under Obamacare. The couple realized,
however, they would be able to afford the plans if they divorce.
But if they applied as unmarried individuals with something
like their 2012 income, one of them would get at least $3,964 in
subsidies toward the purchase of a plan, or possibly even be eligible
for Medicaid, thanks to their uneven individual earnings that year. And
if they fall below the 400 percent threshold, which Nona says they might
this year, they could get substantial subsidies as a couple that are
still worth less than what they'd be eligible for as individuals. These
gaps are the marriage penalty.
No comments:
Post a Comment